PAN Tokenization Process Using
TMS

This workflow shows the tokenization process for
TMS
tokens.

Figure:

PAN Tokenization Process with
TMS
  1. The customer makes a purchase on the merchant's website using a PAN.
  2. The merchant sends the PAN to the
    National Australia Bank
    gateway.
  3. TMS
    creates a token for the merchant to store.
  4. National Australia Bank
    detokenizes the
    TMS
    token when it is used in a transaction.
  5. The detokenized PAN is exchanged across the payment ecosystem.