API Overview

Payments Developer Guide
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
  - Authorization
  - Sale
  - Authorization Reversal
  - Capture
  - Refund
  - Void
- Payment Features
  - Debit and Prepaid Card Payments
  - Micropayments
  - Payer Authentication
  - Token Management Service
- Testing the Payment Services

Standard Payment Processing
- Basic Authorization
- Authorization with Line Items
- Authorization with Payment Network Tokens
- Authorization with a Card Verification Number
- Authorization with Strong Customer Authentication Exemption
- Account Verification with a Zero Amount Authorization
- Account Name Inquiry with a Zero Amount Authorization
- Incremental Authorization
- Authorization Reversal
- Time-Out Authorization Reversal
- Sale
- Sale with Payment Network Tokens
- Capture
- Follow-On Refund
- Stand-Alone Credit
- Void a Payment
- Void for a Capture or Credit
- Time-Out Void for a Capture, Sale, Refund, or Credit

Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations

Payer Authentication Processing
- Providing Payer Authentication Information for Authorization
- American Express SafeKey
- JCB J/Secure
- Mastercard Identity Check
- Visa Secure

On This Page

Card Types

You can process payments with these kinds of cards:

Co-branded cards

Credit cards

Debit cards

Prepaid cards

Private label cards

Quasi-cash

You can process payments with these card types:

American Express

China UnionPay

Diners Club

Discover

JCB

Mastercard

Visa

Credit Cards

Cardholders use credit cards to borrow money from issuing banks to pay for goods and services offered by merchants that accept credit cards.

Debit Cards

A debit card is linked to a cardholder's bank account. The funds are taken out of the customer's bank account, and the transaction is included on the customer's bank account statement. The customer does not receive a credit card bill as with a regular credit card.

Prepaid Cards

Prepaid cards enable cardholders to pay for goods and services using money stored directly on the card.

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