Digital Wallets

Digital wallets are secure applications or services that enable users to store payment details, such as debit or credit cards electronically.

Digital wallets such as Apple Pay, and Google Pay are accessible with smartphones, computers, or even directly in web browsers. Digital wallets allow customers to pay for goods and services both online and in physical stores without a physical card, often using biometrics, a device passcode, or wallet login, and approve the payment in just a few clicks.

For online transactions, the wallet securely passes a payment token to the merchant or payment processor. This means that you do not handle sensitive customer data directly. This reduces friction at checkout, improves conversion rates, and enhances security through built‑in authentication and tokenization.

Wallets are best suited for one‑time online purchases and express checkout experiences. Support for subscriptions and recurring payments varies by wallet, so you must ensure compatibility if future charges or merchant‑initiated transactions are required.

Unified Checkout

supports these wallet-based payment options:

Apple Pay
Google Pay
Click to Pay

This is how payments with digital wallets work: