Authentication Methods

National Australia Bank
recommends that you review the response in the transient token and compare it with the information below in order to determine the authentication status. For more information about transient tokens, see Transient Tokens. This table describes the possible authentication results and the associated
processingInformation.commerceIndicator.value
field values in the transient token.
Responses for Visa
Click to Pay
Transactions for
Unified Checkout
Authentication Result
Unified Checkout
Commerce Indicator Value
Successful authentication
processingInformation.commerceIndicator.value
field value set to
VBV
in the transient token.
No authentication
No commerce indicator in transient token.
For more information about the authentication methods that are supported for Visa, see this page: https://developer.visa.com/capabilities/visa-secure-remote-commerce/docs-use-cases

Authentication Test Cards

Use these test cards to test these authentication methods. Replace the X with a 0.
Authentication Test Cards
Authentication Method
Card Number
CVV
Expiration Date
3-D Secure
/Passkey Challenge
43958XXX0449X11X
509
12/25
3-D Secure
/Passkey Challenge
439584XXX282X11X
693
12/25
Frictionless
439584XX91X1XX11
676
12/25
Frictionless
439584XX9119XX11
789
12/25