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About This Guide

VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Apple Pay
- Requirements for Using Apple Pay
- Supported Card Types and Optional Features
- Apple Pay Integrations and Payload Decryption Methods
  - Flow of Apple Pay In-App Transactions Processed Using National Australia Bank Decryption
  - Flow of Apple Pay In-App Transactions Processed Using Merchant Decryption
  - Flow of Apple Pay Web Transactions Using National Australia Bank Decryption
  - Flow of Apple Pay Web Transactions Using Merchant Decryption

Configuring Apple Pay Processing
- Generating and Loading a New Certificate Signing Request
- Configuring Apple Pay Response Handling

Processing Apple Pay Transactions
- Authorization Service
- Authorizations Using National Australia Bank Decryption for JCB
  - Required Fields for Authorizing a Payment Using National Australia Bank Decryption for JCB
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: National Australia Bank Decryption and JCB
- Authorizations Using National Australia Bank Decryption for Mastercard
  - Required Fields for Authorizing a Payment Using National Australia Bank Decryption for Mastercard
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - Example: National Australia Bank Decryption and Mastercard
- Authorizations Using National Australia Bank Decryption for Visa
  - Required Fields for Authorizing a Payment Using National Australia Bank Decryption for Visa
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: National Australia Bank Decryption for Visa
- Authorizations Using Merchant Decryption for JCB
  - Required Fields for Authorizing a Payment Using Merchant Decryption for JCB
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: Merchant Decryption and JCB
- Authorizations Using Merchant Decryption for Mastercard
  - Required Fields for Authorizing a Payment Using Merchant Decryption for Mastercard
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: Merchant Decryption and Mastercard
- Authorizations Using Merchant Decryption for Visa
  - Required Fields for Authorizing a Payment Using Merchant Decryption for Visa
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: Merchant Decryption and Visa
- Authorization Reversals
  - Required Fields for Processing an Authorization Reversal
  - REST Example: Processing an Authorization Reversal
- Captures
  - Required Fields for Capturing an Authorization
  - REST Example: Capturing an Authorization
- Sale
  - Required Fields for Processing a Sale
  - REST Example: Processing a Sale

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REST API | Visa Platform Connect

Configuring Apple Pay Processing

A successful Apple Pay response to a payment request returns an encrypted payload that contains sensitive payment information. The payment information is extracted and decrypted using National Australia Bank decryption or merchant decryption.

Before you can process Apple Pay transactions, you must complete these configuration tasks:

Generating and Loading a New Certificate Signing Request: For processing Apple Pay transactions using National Australia Bank decryption, you must first generate an Apple Pay encryption key on the business portal and load it into the Apple development portal.; For merchant decryption, this configuration task is not needed.
Configuring Apple Pay Response Handling: After the payment token is received, the transaction is finalized by extracting and decrypting the payment data. National Australia Bank decryption and merchant decryption methods consist of different configuration steps.

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