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About This Guide

VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Apple Pay
- Requirements for Using Apple Pay
- Supported Card Types and Optional Features
- Apple Pay Integrations and Payload Decryption Methods
  - Flow of Apple Pay In-App Transactions Processed Using National Australia Bank Decryption
  - Flow of Apple Pay In-App Transactions Processed Using Merchant Decryption
  - Flow of Apple Pay Web Transactions Using National Australia Bank Decryption
  - Flow of Apple Pay Web Transactions Using Merchant Decryption

Configuring Apple Pay Processing
- Generating and Loading a New Certificate Signing Request
- Configuring Apple Pay Response Handling

Processing Apple Pay Transactions
- Authorization Service
- Authorizations Using National Australia Bank Decryption for JCB
  - Required Fields for Authorizing a Payment Using National Australia Bank Decryption for JCB
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: National Australia Bank Decryption and JCB
- Authorizations Using National Australia Bank Decryption for Mastercard
  - Required Fields for Authorizing a Payment Using National Australia Bank Decryption for Mastercard
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - Example: National Australia Bank Decryption and Mastercard
- Authorizations Using National Australia Bank Decryption for Visa
  - Required Fields for Authorizing a Payment Using National Australia Bank Decryption for Visa
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: National Australia Bank Decryption for Visa
- Authorizations Using Merchant Decryption for JCB
  - Required Fields for Authorizing a Payment Using Merchant Decryption for JCB
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: Merchant Decryption and JCB
- Authorizations Using Merchant Decryption for Mastercard
  - Required Fields for Authorizing a Payment Using Merchant Decryption for Mastercard
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: Merchant Decryption and Mastercard
- Authorizations Using Merchant Decryption for Visa
  - Required Fields for Authorizing a Payment Using Merchant Decryption for Visa
  - Optional Fields for Authorizing a Payment for Apple Pay Transactions
  - REST Example: Merchant Decryption and Visa
- Authorization Reversals
  - Required Fields for Processing an Authorization Reversal
  - REST Example: Processing an Authorization Reversal
- Captures
  - Required Fields for Capturing an Authorization
  - REST Example: Capturing an Authorization
- Sale
  - Required Fields for Processing a Sale
  - REST Example: Processing a Sale

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REST API | Visa Platform Connect

Apple Pay Integrations

You can integrate Apple Pay into your payment pages through two different implementation scenarios. These methods are applicable for both In-App and Web transactions:

National Australia Bank Decryption: Within this integration National Australia Bank facilities all of the encryption key generation and decryption processes associated with implementing Apple pay. This method reduces the exposure of the sensitive payment data to your system.

Merchant Decryption: Within this integration, you manage all aspects of the Apple Pay integration, from generation of the payment encryption keys to decryption of the Apple Pay payload response. As a merchant, you submit the Apple Pay payment token and other payment information to National Australia Bank for processing.

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